{"id":2765,"date":"2026-02-09T11:08:12","date_gmt":"2026-02-09T16:08:12","guid":{"rendered":"https:\/\/shareppyinternacional.com\/?p=2765"},"modified":"2026-02-09T11:08:20","modified_gmt":"2026-02-09T16:08:20","slug":"%f0%9f%91%89-the-new-speed-of-money-in-latin-america","status":"publish","type":"post","link":"https:\/\/shareppyinternacional.com\/en\/%f0%9f%91%89-the-new-speed-of-money-in-latin-america\/","title":{"rendered":"\ud83d\udc49 The new speed of money in Latin America"},"content":{"rendered":"<div class=\"wpb-content-wrapper\"><p>[vc_row css_animation=&#8221;&#8221; row_type=&#8221;row&#8221; use_row_as_full_screen_section=&#8221;no&#8221; type=&#8221;full_width&#8221; angled_section=&#8221;no&#8221; text_align=&#8221;left&#8221; background_image_as_pattern=&#8221;without_pattern&#8221;][vc_column][vc_column_text css=&#8221;&#8221;]<\/p>\n<div class=\"w-full text-token-text-primary\" dir=\"auto\" data-testid=\"conversation-turn-3\" data-scroll-anchor=\"false\">\n<div class=\"py-2 juice:py-[18px] px-3 text-base md:px-4 m-auto md:px-5 lg:px-1 xl:px-5\">\n<div class=\"mx-auto flex flex-1 gap-3 text-base juice:gap-4 juice:md:gap-5 juice:lg:gap-6 md:max-w-3xl lg:max-w-[40rem] xl:max-w-[48rem]\">\n<div class=\"group\/conversation-turn relative flex w-full min-w-0 flex-col agent-turn\">\n<div class=\"flex-col gap-1 md:gap-3\">\n<div class=\"flex flex-grow flex-col max-w-full\">\n<div class=\"min-h-[20px] text-message flex flex-col items-start whitespace-pre-wrap break-words [.text-message+&amp;]:mt-5 juice:w-full juice:items-end overflow-x-auto gap-2\" dir=\"auto\" data-message-author-role=\"assistant\" data-message-id=\"131a39cf-3206-43a5-b754-5ae4bb211c29\">\n<div class=\"flex w-full flex-col gap-1 juice:empty:hidden juice:first:pt-[3px]\">\n<div class=\"markdown prose w-full break-words dark:prose-invert light\">\n<div class=\"flex-1 overflow-hidden\">\n<div class=\"h-full\">\n<div class=\"react-scroll-to-bottom--css-niuhr-79elbk h-full\">\n<div class=\"react-scroll-to-bottom--css-niuhr-1n7m0yu\">\n<div class=\"flex flex-col text-sm md:pb-9\">\n<article class=\"w-full text-token-text-primary focus-visible:outline-2 focus-visible:outline-offset-[-4px]\" dir=\"auto\" data-testid=\"conversation-turn-7\" data-scroll-anchor=\"true\">\n<div class=\"text-base py-[18px] px-3 md:px-4 m-auto w-full md:px-5 lg:px-4 xl:px-5\">\n<div class=\"mx-auto flex flex-1 gap-4 text-base md:gap-5 lg:gap-6 md:max-w-3xl lg:max-w-[40rem] xl:max-w-[48rem]\">\n<div class=\"group\/conversation-turn relative flex w-full min-w-0 flex-col agent-turn\">\n<div class=\"flex-col gap-1 md:gap-3\">\n<div class=\"flex max-w-full flex-col flex-grow\">\n<div class=\"min-h-[20px] text-message flex w-full flex-col items-end gap-2 whitespace-normal break-words [.text-message+&amp;]:mt-5\" dir=\"auto\" data-message-author-role=\"assistant\" data-message-id=\"52b47849-3cec-44ab-9f8e-658f942d0d44\">\n<div class=\"flex w-full flex-col gap-1 empty:hidden first:pt-[3px]\">\n<div class=\"markdown prose w-full break-words dark:prose-invert light\">\n<div class=\"flex max-w-full flex-col flex-grow\">\n<div class=\"min-h-[20px] text-message flex w-full flex-col items-end gap-2 whitespace-normal break-words [.text-message+&amp;]:mt-5\" dir=\"auto\" data-message-author-role=\"assistant\" data-message-id=\"52b47849-3cec-44ab-9f8e-658f942d0d44\">\n<div class=\"flex w-full flex-col gap-1 empty:hidden first:pt-[3px]\">\n<div class=\"markdown prose w-full break-words dark:prose-invert light\">\n<div class=\"flex w-full flex-col gap-1 empty:hidden first:pt-[3px]\">\n<div class=\"markdown prose w-full break-words dark:prose-invert light\">\n<p>Instant payments are no longer a trend but a <strong>basic expectation<\/strong> of the financial ecosystem in Latin America. Today, consumers and businesses demand immediate transfers, available 24\/7, integrated into their applications, and with real-time confirmation.<\/p>\n<p>Systems such as <strong>Pix in Brazil, SPEI and DiMo in Mexico, Transferencias 3.0 in Argentina, TEF in Chile, and Bre-B in Colombia<\/strong> are redefining the way money flows in the region, driving financial inclusion, operational efficiency, and new business models.<\/p>\n<p>But this speed also brings new challenges that financial leaders cannot ignore.<\/p>\n<h3><strong>Why are instant payments strategic for financial institutions?<\/strong><\/h3>\n<p>From an executive perspective, real-time payments have a direct impact on three key fronts:<\/p>\n<ul>\n<li><strong>Liquidity and operational efficiency<\/strong><br \/>\nThe immediate availability of funds improves cash flow, reduces reconciliation times, and lowers costs associated with manual or intermediary processes.<\/li>\n<li><strong>Customer experience and loyalty<\/strong><br \/>\nInstant confirmation builds trust. In an increasingly digital market, speed translates into satisfaction and loyalty.<\/li>\n<li><strong>Financial inclusion and competitiveness<\/strong><br \/>\nInstant payments make it possible to reach underbanked populations and compete with new digital players that prioritize simplicity and accessibility.<\/li>\n<\/ul>\n<p>It is no coincidence that, according to regional data, more than 60% of consumer spending in the Americas<\/p>\n<h3><strong>The other side of immediacy: risk and security<\/strong><\/h3>\n<p>The same feature that makes instant payments attractive\u2014speed\u2014is what <strong>increases operational and fraud risk.<\/strong><\/p>\n<p>When a transaction is settled in seconds, <strong>there is no room for reversals.<\/strong> Prevention is no longer a complement but becomes the central axis of the model.<\/p>\n<p>Among the most significant risks are:<\/p>\n<ul>\n<li><strong>Account takeover<\/strong><\/li>\n<li><strong>Synthetic identities for fraudulent account opening<\/strong><\/li>\n<li><strong>Social engineering and real-time deception<\/strong><\/li>\n<\/ul>\n<p>In this context, security can no longer be treated as an isolated technical requirement. <strong>It is a strategic business decision.<\/strong><\/p>\n<h3><strong>From reactive security to demonstrable trust<\/strong><\/h3>\n<p>One of the major changes in the ecosystem is that it is no longer enough to promise trust:<br \/>\n<strong>it must be demonstrable to regulators, auditors, partners, and customers.<\/strong><\/p>\n<p>Today, entities are expected to have:<\/p>\n<ul>\n<li><strong>Robust identity verification from onboarding<\/strong><\/li>\n<li><strong>Continuous authentication for every critical transaction<\/strong><\/li>\n<li><strong>Monitoring of behavior patterns and devices<\/strong><\/li>\n<li><strong>The ability to comply with regulations without excessive friction for the user<\/strong><\/li>\n<\/ul>\n<p>The challenge is not only technological, but also one of <strong>governance, design, and architecture.<\/strong> Legacy platforms, with manual processes and fragmented controls, were not created to operate at the speed demanded by the new instant payment ecosystem.<\/p>\n<h3><strong>Bre-B and the future of <a href=\"https:\/\/shareppyinternacional.com\/en\/%f0%9f%92%b8-immediate-payments-in-colombia\/\" target=\"_blank\" rel=\"noopener\">instant payment in Colombia<\/a><\/strong><\/h3>\n<p>In Colombia, the arrival of <strong>Bre-B<\/strong> marks a turning point. As an interoperable, free, nationwide system, it opens up enormous opportunities for financial institutions and cooperatives that want to expand their digital offerings.<\/p>\n<p>However, its success will depend on two critical factors:<\/p>\n<ul>\n<li><strong>Seamless technological integration capabilities<\/strong><\/li>\n<li><strong>Strong security and digital identity models<\/strong><\/li>\n<\/ul>\n<p>As has happened in markets such as Brazil with Pix, instant payment systems not only transform the way we pay, but also <strong>redefine competition<\/strong> and accelerate innovation in financial products.<\/p>\n<h3><strong>What financial leaders should be asking themselves today<\/strong><\/h3>\n<p>Before adopting or scaling instant payments, management teams should reflect on key questions:<\/p>\n<ul>\n<li>Does our technology architecture support real-time operations without losing control?<\/li>\n<li>Do we have complete visibility into transactional risk?<\/li>\n<li>Are our identity and authentication processes designed for today&#8217;s speed?<\/li>\n<li>Does the user experience balance security and simplicity?<\/li>\n<\/ul>\n<p>Answering these questions clearly is what separates successful adoption from risky implementation.<\/p>\n<h4><strong>Recommended resource for financial leaders:<\/strong><\/h4>\n<p>The <strong>Guide to Instant Payments in Latin America<\/strong> (Jumio) offers detailed analysis of the drivers, applications, and security considerations that accompany these systems in key markets.<br \/>\n<a href=\"https:\/\/go.jumio.com\/es-instant-payments-latam-guide-media?utm_source=colombiafintech&amp;utm_medium=email&amp;utm_campaign=2026+LATAM+Instant+Payments+Guide&amp;utm_term=email&amp;utm_content=ip_guide\" target=\"_blank\" rel=\"noopener\">\ud83d\udcd8 <strong>Acces the official guide here<\/strong><\/a><\/p>\n<h3><strong>Conclusion: speed with control<\/strong><\/h3>\n<p>Instant payments are undoubtedly the present and future of the financial system in Latin America. But <strong>speed without control does not generate sustainable value.<\/strong><\/p>\n<p>Entities that manage to combine <strong>immediacy, security, and governance<\/strong> will not only protect their operations but also strengthen trust\u2014that invisible asset that sustains the entire financial ecosystem.<\/p>\n<p>In an environment where money moves in seconds, <strong>strategic preparation makes all the difference.<\/strong><\/p>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"min-h-[20px] text-message flex w-full flex-col items-end gap-2 whitespace-normal break-words [.text-message+&amp;]:mt-5\" dir=\"auto\" data-message-author-role=\"assistant\" data-message-id=\"52b47849-3cec-44ab-9f8e-658f942d0d44\">\n<div class=\"flex w-full flex-col gap-1 empty:hidden first:pt-[3px]\">\n<div class=\"markdown prose w-full break-words dark:prose-invert light\">\n<div class=\"flex w-full flex-col gap-1 empty:hidden first:pt-[3px]\">\n<div class=\"markdown prose w-full break-words dark:prose-invert light\">\n<p class=\"\" data-start=\"1093\" data-end=\"1304\">\ud83d\udce9 <strong data-start=\"1096\" data-end=\"1139\">Contact us and schedule a demo:<\/strong><br data-start=\"1140\" data-end=\"1143\" \/>\ud83d\udc49 <a class=\"\" href=\"https:\/\/shareppyinternacional.com\/en\/\" target=\"_blank\" rel=\"noopener\" data-start=\"1146\" data-end=\"1216\">www.shareppyinternacional.com<\/a><br data-start=\"1216\" data-end=\"1219\" \/>\ud83d\udcf1 Text us on WhatsApp: +57 324 296 5208<br data-start=\"1262\" data-end=\"1265\" \/>\ud83d\udce7 <a class=\"cursor-pointer\" rel=\"noopener\" data-start=\"1268\" data-end=\"1302\">comunicaciones@shareppyinternacional.com<\/a><\/p>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/article>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<p>[\/vc_column_text][\/vc_column][\/vc_row]<\/p>\n<\/div>","protected":false},"excerpt":{"rendered":"<p>Instant payments in Latin America: opportunities, fraud risks, and security challenges that banks, credit unions, and fintech companies must manage strategically.<\/p>\n","protected":false},"author":3,"featured_media":2771,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"wds_primary_category":28,"_joinchat":[],"footnotes":""},"categories":[28],"tags":[],"class_list":["post-2765","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-news"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.4 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>- Blog<\/title>\n<meta name=\"description\" content=\"Instant payments in Latin America: opportunities, fraud risks, and security challenges that banks, credit unions, and fintech companies must manage strategically.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/shareppyinternacional.com\/en\/%f0%9f%91%89-the-new-speed-of-money-in-latin-america\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"- Blog\" \/>\n<meta property=\"og:description\" content=\"Instant payments in Latin America: opportunities, fraud risks, and security challenges that banks, credit unions, and fintech companies must manage strategically.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/shareppyinternacional.com\/en\/%f0%9f%91%89-the-new-speed-of-money-in-latin-america\/\" \/>\n<meta property=\"og:site_name\" content=\"Shareppy Internacional\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/people\/Shareppy-Internacional\" \/>\n<meta property=\"article:published_time\" content=\"2026-02-09T16:08:12+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2026-02-09T16:08:20+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/shareppyinternacional.com\/wp-content\/uploads\/2025\/03\/gradient-ssl-illustration-300x300.png\" \/>\n<meta name=\"author\" content=\"Edgar Hincapi\u00e9\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:creator\" content=\"@Shareppy_Int\" \/>\n<meta name=\"twitter:site\" content=\"@Shareppy_Int\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Edgar Hincapi\u00e9\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"4 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\\\/\\\/shareppyinternacional.com\\\/en\\\/%f0%9f%91%89-the-new-speed-of-money-in-latin-america\\\/#article\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/shareppyinternacional.com\\\/en\\\/%f0%9f%91%89-the-new-speed-of-money-in-latin-america\\\/\"},\"author\":{\"name\":\"Edgar Hincapi\u00e9\",\"@id\":\"https:\\\/\\\/shareppyinternacional.com\\\/en\\\/#\\\/schema\\\/person\\\/0305f1133c0815c10d18bb967371eedf\"},\"headline\":\"\ud83d\udc49 The new speed of money in Latin America\",\"datePublished\":\"2026-02-09T16:08:12+00:00\",\"dateModified\":\"2026-02-09T16:08:20+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\\\/\\\/shareppyinternacional.com\\\/en\\\/%f0%9f%91%89-the-new-speed-of-money-in-latin-america\\\/\"},\"wordCount\":720,\"commentCount\":0,\"publisher\":{\"@id\":\"https:\\\/\\\/shareppyinternacional.com\\\/en\\\/#organization\"},\"image\":{\"@id\":\"https:\\\/\\\/shareppyinternacional.com\\\/en\\\/%f0%9f%91%89-the-new-speed-of-money-in-latin-america\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/shareppyinternacional.com\\\/wp-content\\\/uploads\\\/2026\\\/02\\\/24377.jpg\",\"articleSection\":[\"News\"],\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"CommentAction\",\"name\":\"Comment\",\"target\":[\"https:\\\/\\\/shareppyinternacional.com\\\/en\\\/%f0%9f%91%89-the-new-speed-of-money-in-latin-america\\\/#respond\"]}]},{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/shareppyinternacional.com\\\/en\\\/%f0%9f%91%89-the-new-speed-of-money-in-latin-america\\\/\",\"url\":\"https:\\\/\\\/shareppyinternacional.com\\\/en\\\/%f0%9f%91%89-the-new-speed-of-money-in-latin-america\\\/\",\"name\":\"- Blog\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/shareppyinternacional.com\\\/en\\\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\\\/\\\/shareppyinternacional.com\\\/en\\\/%f0%9f%91%89-the-new-speed-of-money-in-latin-america\\\/#primaryimage\"},\"image\":{\"@id\":\"https:\\\/\\\/shareppyinternacional.com\\\/en\\\/%f0%9f%91%89-the-new-speed-of-money-in-latin-america\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/shareppyinternacional.com\\\/wp-content\\\/uploads\\\/2026\\\/02\\\/24377.jpg\",\"datePublished\":\"2026-02-09T16:08:12+00:00\",\"dateModified\":\"2026-02-09T16:08:20+00:00\",\"description\":\"Instant payments in Latin America: opportunities, fraud risks, and security challenges that banks, credit unions, and fintech companies must manage strategically.\",\"breadcrumb\":{\"@id\":\"https:\\\/\\\/shareppyinternacional.com\\\/en\\\/%f0%9f%91%89-the-new-speed-of-money-in-latin-america\\\/#breadcrumb\"},\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\\\/\\\/shareppyinternacional.com\\\/en\\\/%f0%9f%91%89-the-new-speed-of-money-in-latin-america\\\/\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\\\/\\\/shareppyinternacional.com\\\/en\\\/%f0%9f%91%89-the-new-speed-of-money-in-latin-america\\\/#primaryimage\",\"url\":\"https:\\\/\\\/shareppyinternacional.com\\\/wp-content\\\/uploads\\\/2026\\\/02\\\/24377.jpg\",\"contentUrl\":\"https:\\\/\\\/shareppyinternacional.com\\\/wp-content\\\/uploads\\\/2026\\\/02\\\/24377.jpg\",\"width\":1500,\"height\":1001,\"caption\":\"pagos instant\u00e1neos\"},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\\\/\\\/shareppyinternacional.com\\\/en\\\/%f0%9f%91%89-the-new-speed-of-money-in-latin-america\\\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\\\/\\\/shareppyinternacional.com\\\/en\\\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"\ud83d\udc49 The new speed of money in Latin America\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\\\/\\\/shareppyinternacional.com\\\/en\\\/#website\",\"url\":\"https:\\\/\\\/shareppyinternacional.com\\\/en\\\/\",\"name\":\"Shareppy Internacional\",\"description\":\"Soluciones Tecnol\u00f3gicas para el Sector Financiero, Banca, Cooperativas, Cajas de Compensaci\u00f3n, Microfinancieras.\",\"publisher\":{\"@id\":\"https:\\\/\\\/shareppyinternacional.com\\\/en\\\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\\\/\\\/shareppyinternacional.com\\\/en\\\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"en-US\"},{\"@type\":\"Organization\",\"@id\":\"https:\\\/\\\/shareppyinternacional.com\\\/en\\\/#organization\",\"name\":\"Shareppy Internacional\",\"url\":\"https:\\\/\\\/shareppyinternacional.com\\\/en\\\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\\\/\\\/shareppyinternacional.com\\\/en\\\/#\\\/schema\\\/logo\\\/image\\\/\",\"url\":\"https:\\\/\\\/shareppyinternacional.com\\\/wp-content\\\/uploads\\\/2024\\\/11\\\/shareppy-int-seo.png\",\"contentUrl\":\"https:\\\/\\\/shareppyinternacional.com\\\/wp-content\\\/uploads\\\/2024\\\/11\\\/shareppy-int-seo.png\",\"width\":1200,\"height\":675,\"caption\":\"Shareppy Internacional\"},\"image\":{\"@id\":\"https:\\\/\\\/shareppyinternacional.com\\\/en\\\/#\\\/schema\\\/logo\\\/image\\\/\"},\"sameAs\":[\"https:\\\/\\\/www.facebook.com\\\/people\\\/Shareppy-Internacional\",\"https:\\\/\\\/x.com\\\/Shareppy_Int\",\"https:\\\/\\\/www.instagram.com\\\/shareppy_int\\\/\",\"https:\\\/\\\/co.linkedin.com\\\/company\\\/shareppy-internacional\"]},{\"@type\":\"Person\",\"@id\":\"https:\\\/\\\/shareppyinternacional.com\\\/en\\\/#\\\/schema\\\/person\\\/0305f1133c0815c10d18bb967371eedf\",\"name\":\"Edgar Hincapi\u00e9\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/487fad19bf2a7f747a318a80bbca5590cb32d0c4664bdf927e29b2f3ebd3f916?s=96&d=mm&r=g\",\"url\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/487fad19bf2a7f747a318a80bbca5590cb32d0c4664bdf927e29b2f3ebd3f916?s=96&d=mm&r=g\",\"contentUrl\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/487fad19bf2a7f747a318a80bbca5590cb32d0c4664bdf927e29b2f3ebd3f916?s=96&d=mm&r=g\",\"caption\":\"Edgar Hincapi\u00e9\"},\"url\":\"https:\\\/\\\/shareppyinternacional.com\\\/en\\\/author\\\/adminedgar\\\/\"}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"- Blog","description":"Instant payments in Latin America: opportunities, fraud risks, and security challenges that banks, credit unions, and fintech companies must manage strategically.","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/shareppyinternacional.com\/en\/%f0%9f%91%89-the-new-speed-of-money-in-latin-america\/","og_locale":"en_US","og_type":"article","og_title":"- Blog","og_description":"Instant payments in Latin America: opportunities, fraud risks, and security challenges that banks, credit unions, and fintech companies must manage strategically.","og_url":"https:\/\/shareppyinternacional.com\/en\/%f0%9f%91%89-the-new-speed-of-money-in-latin-america\/","og_site_name":"Shareppy Internacional","article_publisher":"https:\/\/www.facebook.com\/people\/Shareppy-Internacional","article_published_time":"2026-02-09T16:08:12+00:00","article_modified_time":"2026-02-09T16:08:20+00:00","og_image":[{"url":"https:\/\/shareppyinternacional.com\/wp-content\/uploads\/2025\/03\/gradient-ssl-illustration-300x300.png","type":"","width":"","height":""}],"author":"Edgar Hincapi\u00e9","twitter_card":"summary_large_image","twitter_creator":"@Shareppy_Int","twitter_site":"@Shareppy_Int","twitter_misc":{"Written by":"Edgar Hincapi\u00e9","Est. reading time":"4 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/shareppyinternacional.com\/en\/%f0%9f%91%89-the-new-speed-of-money-in-latin-america\/#article","isPartOf":{"@id":"https:\/\/shareppyinternacional.com\/en\/%f0%9f%91%89-the-new-speed-of-money-in-latin-america\/"},"author":{"name":"Edgar Hincapi\u00e9","@id":"https:\/\/shareppyinternacional.com\/en\/#\/schema\/person\/0305f1133c0815c10d18bb967371eedf"},"headline":"\ud83d\udc49 The new speed of money in Latin America","datePublished":"2026-02-09T16:08:12+00:00","dateModified":"2026-02-09T16:08:20+00:00","mainEntityOfPage":{"@id":"https:\/\/shareppyinternacional.com\/en\/%f0%9f%91%89-the-new-speed-of-money-in-latin-america\/"},"wordCount":720,"commentCount":0,"publisher":{"@id":"https:\/\/shareppyinternacional.com\/en\/#organization"},"image":{"@id":"https:\/\/shareppyinternacional.com\/en\/%f0%9f%91%89-the-new-speed-of-money-in-latin-america\/#primaryimage"},"thumbnailUrl":"https:\/\/shareppyinternacional.com\/wp-content\/uploads\/2026\/02\/24377.jpg","articleSection":["News"],"inLanguage":"en-US","potentialAction":[{"@type":"CommentAction","name":"Comment","target":["https:\/\/shareppyinternacional.com\/en\/%f0%9f%91%89-the-new-speed-of-money-in-latin-america\/#respond"]}]},{"@type":"WebPage","@id":"https:\/\/shareppyinternacional.com\/en\/%f0%9f%91%89-the-new-speed-of-money-in-latin-america\/","url":"https:\/\/shareppyinternacional.com\/en\/%f0%9f%91%89-the-new-speed-of-money-in-latin-america\/","name":"- Blog","isPartOf":{"@id":"https:\/\/shareppyinternacional.com\/en\/#website"},"primaryImageOfPage":{"@id":"https:\/\/shareppyinternacional.com\/en\/%f0%9f%91%89-the-new-speed-of-money-in-latin-america\/#primaryimage"},"image":{"@id":"https:\/\/shareppyinternacional.com\/en\/%f0%9f%91%89-the-new-speed-of-money-in-latin-america\/#primaryimage"},"thumbnailUrl":"https:\/\/shareppyinternacional.com\/wp-content\/uploads\/2026\/02\/24377.jpg","datePublished":"2026-02-09T16:08:12+00:00","dateModified":"2026-02-09T16:08:20+00:00","description":"Instant payments in Latin America: opportunities, fraud risks, and security challenges that banks, credit unions, and fintech companies must manage strategically.","breadcrumb":{"@id":"https:\/\/shareppyinternacional.com\/en\/%f0%9f%91%89-the-new-speed-of-money-in-latin-america\/#breadcrumb"},"inLanguage":"en-US","potentialAction":[{"@type":"ReadAction","target":["https:\/\/shareppyinternacional.com\/en\/%f0%9f%91%89-the-new-speed-of-money-in-latin-america\/"]}]},{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/shareppyinternacional.com\/en\/%f0%9f%91%89-the-new-speed-of-money-in-latin-america\/#primaryimage","url":"https:\/\/shareppyinternacional.com\/wp-content\/uploads\/2026\/02\/24377.jpg","contentUrl":"https:\/\/shareppyinternacional.com\/wp-content\/uploads\/2026\/02\/24377.jpg","width":1500,"height":1001,"caption":"pagos instant\u00e1neos"},{"@type":"BreadcrumbList","@id":"https:\/\/shareppyinternacional.com\/en\/%f0%9f%91%89-the-new-speed-of-money-in-latin-america\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/shareppyinternacional.com\/en\/"},{"@type":"ListItem","position":2,"name":"\ud83d\udc49 The new speed of money in Latin America"}]},{"@type":"WebSite","@id":"https:\/\/shareppyinternacional.com\/en\/#website","url":"https:\/\/shareppyinternacional.com\/en\/","name":"Shareppy Internacional","description":"Soluciones Tecnol\u00f3gicas para el Sector Financiero, Banca, Cooperativas, Cajas de Compensaci\u00f3n, Microfinancieras.","publisher":{"@id":"https:\/\/shareppyinternacional.com\/en\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/shareppyinternacional.com\/en\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"en-US"},{"@type":"Organization","@id":"https:\/\/shareppyinternacional.com\/en\/#organization","name":"Shareppy Internacional","url":"https:\/\/shareppyinternacional.com\/en\/","logo":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/shareppyinternacional.com\/en\/#\/schema\/logo\/image\/","url":"https:\/\/shareppyinternacional.com\/wp-content\/uploads\/2024\/11\/shareppy-int-seo.png","contentUrl":"https:\/\/shareppyinternacional.com\/wp-content\/uploads\/2024\/11\/shareppy-int-seo.png","width":1200,"height":675,"caption":"Shareppy Internacional"},"image":{"@id":"https:\/\/shareppyinternacional.com\/en\/#\/schema\/logo\/image\/"},"sameAs":["https:\/\/www.facebook.com\/people\/Shareppy-Internacional","https:\/\/x.com\/Shareppy_Int","https:\/\/www.instagram.com\/shareppy_int\/","https:\/\/co.linkedin.com\/company\/shareppy-internacional"]},{"@type":"Person","@id":"https:\/\/shareppyinternacional.com\/en\/#\/schema\/person\/0305f1133c0815c10d18bb967371eedf","name":"Edgar Hincapi\u00e9","image":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/secure.gravatar.com\/avatar\/487fad19bf2a7f747a318a80bbca5590cb32d0c4664bdf927e29b2f3ebd3f916?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/487fad19bf2a7f747a318a80bbca5590cb32d0c4664bdf927e29b2f3ebd3f916?s=96&d=mm&r=g","contentUrl":"https:\/\/secure.gravatar.com\/avatar\/487fad19bf2a7f747a318a80bbca5590cb32d0c4664bdf927e29b2f3ebd3f916?s=96&d=mm&r=g","caption":"Edgar Hincapi\u00e9"},"url":"https:\/\/shareppyinternacional.com\/en\/author\/adminedgar\/"}]}},"_links":{"self":[{"href":"https:\/\/shareppyinternacional.com\/en\/wp-json\/wp\/v2\/posts\/2765","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/shareppyinternacional.com\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/shareppyinternacional.com\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/shareppyinternacional.com\/en\/wp-json\/wp\/v2\/users\/3"}],"replies":[{"embeddable":true,"href":"https:\/\/shareppyinternacional.com\/en\/wp-json\/wp\/v2\/comments?post=2765"}],"version-history":[{"count":5,"href":"https:\/\/shareppyinternacional.com\/en\/wp-json\/wp\/v2\/posts\/2765\/revisions"}],"predecessor-version":[{"id":2775,"href":"https:\/\/shareppyinternacional.com\/en\/wp-json\/wp\/v2\/posts\/2765\/revisions\/2775"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/shareppyinternacional.com\/en\/wp-json\/wp\/v2\/media\/2771"}],"wp:attachment":[{"href":"https:\/\/shareppyinternacional.com\/en\/wp-json\/wp\/v2\/media?parent=2765"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/shareppyinternacional.com\/en\/wp-json\/wp\/v2\/categories?post=2765"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/shareppyinternacional.com\/en\/wp-json\/wp\/v2\/tags?post=2765"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}