{"id":2562,"date":"2025-05-15T13:34:14","date_gmt":"2025-05-15T18:34:14","guid":{"rendered":"https:\/\/shareppyinternacional.com\/?p=2562"},"modified":"2025-05-15T13:34:16","modified_gmt":"2025-05-15T18:34:16","slug":"%f0%9f%a7%a0-external-circular-no-75-new-cooperative-governance-route","status":"publish","type":"post","link":"https:\/\/shareppyinternacional.com\/en\/%f0%9f%a7%a0-external-circular-no-75-new-cooperative-governance-route\/","title":{"rendered":"\ud83e\udde0 External Circular No. 75: New Cooperative Governance Route"},"content":{"rendered":"<div class=\"wpb-content-wrapper\"><p>[vc_row css_animation=&#8221;&#8221; row_type=&#8221;row&#8221; use_row_as_full_screen_section=&#8221;no&#8221; type=&#8221;full_width&#8221; angled_section=&#8221;no&#8221; text_align=&#8221;left&#8221; background_image_as_pattern=&#8221;without_pattern&#8221;][vc_column][vc_column_text css=&#8221;&#8221;]<\/p>\n<div class=\"w-full text-token-text-primary\" dir=\"auto\" data-testid=\"conversation-turn-3\" data-scroll-anchor=\"false\">\n<div class=\"py-2 juice:py-[18px] px-3 text-base md:px-4 m-auto md:px-5 lg:px-1 xl:px-5\">\n<div class=\"mx-auto flex flex-1 gap-3 text-base juice:gap-4 juice:md:gap-5 juice:lg:gap-6 md:max-w-3xl lg:max-w-[40rem] xl:max-w-[48rem]\">\n<div class=\"group\/conversation-turn relative flex w-full min-w-0 flex-col agent-turn\">\n<div class=\"flex-col gap-1 md:gap-3\">\n<div class=\"flex flex-grow flex-col max-w-full\">\n<div class=\"min-h-[20px] text-message flex flex-col items-start whitespace-pre-wrap break-words [.text-message+&amp;]:mt-5 juice:w-full juice:items-end overflow-x-auto gap-2\" dir=\"auto\" data-message-author-role=\"assistant\" data-message-id=\"131a39cf-3206-43a5-b754-5ae4bb211c29\">\n<div class=\"flex w-full flex-col gap-1 juice:empty:hidden juice:first:pt-[3px]\">\n<div class=\"markdown prose w-full break-words dark:prose-invert light\">\n<div class=\"flex-1 overflow-hidden\">\n<div class=\"h-full\">\n<div class=\"react-scroll-to-bottom--css-niuhr-79elbk h-full\">\n<div class=\"react-scroll-to-bottom--css-niuhr-1n7m0yu\">\n<div class=\"flex flex-col text-sm md:pb-9\">\n<article class=\"w-full text-token-text-primary focus-visible:outline-2 focus-visible:outline-offset-[-4px]\" dir=\"auto\" data-testid=\"conversation-turn-7\" data-scroll-anchor=\"true\">\n<div class=\"text-base py-[18px] px-3 md:px-4 m-auto w-full md:px-5 lg:px-4 xl:px-5\">\n<div class=\"mx-auto flex flex-1 gap-4 text-base md:gap-5 lg:gap-6 md:max-w-3xl lg:max-w-[40rem] xl:max-w-[48rem]\">\n<div class=\"group\/conversation-turn relative flex w-full min-w-0 flex-col agent-turn\">\n<div class=\"flex-col gap-1 md:gap-3\">\n<div class=\"flex max-w-full flex-col flex-grow\">\n<div class=\"min-h-[20px] text-message flex w-full flex-col items-end gap-2 whitespace-normal break-words [.text-message+&amp;]:mt-5\" dir=\"auto\" data-message-author-role=\"assistant\" data-message-id=\"52b47849-3cec-44ab-9f8e-658f942d0d44\">\n<div class=\"flex w-full flex-col gap-1 empty:hidden first:pt-[3px]\">\n<div class=\"markdown prose w-full break-words dark:prose-invert light\">\n<div class=\"flex max-w-full flex-col flex-grow\">\n<div class=\"min-h-[20px] text-message flex w-full flex-col items-end gap-2 whitespace-normal break-words [.text-message+&amp;]:mt-5\" dir=\"auto\" data-message-author-role=\"assistant\" data-message-id=\"52b47849-3cec-44ab-9f8e-658f942d0d44\">\n<div class=\"flex w-full flex-col gap-1 empty:hidden first:pt-[3px]\">\n<div class=\"markdown prose w-full break-words dark:prose-invert light\">\n<div class=\"flex w-full flex-col gap-1 empty:hidden first:pt-[3px]\">\n<div class=\"markdown prose w-full break-words dark:prose-invert light\">\n<h2 class=\"\" data-start=\"370\" data-end=\"432\"><strong>What is External Circular No. 75 about?<\/strong><\/h2>\n<p class=\"\" data-start=\"434\" data-end=\"846\">On January 28, 2025, the Superintendency of the Solidarity Economy issued <a href=\"https:\/\/shareppyinternacional.com\/wp-content\/uploads\/2025\/05\/20250331_circular_externa_75.pdf\"><strong>External Circular No. 75<\/strong><\/a>, a key instruction addressed to savings and credit, multi-activity and integral cooperatives with a financial section. Its purpose is clear: <strong>to strengthen good cooperative governance and risk<\/strong> management through the creation of the <strong>Technical Advisory Committee of the Board of Directors.<\/strong><\/p>\n<p class=\"\" data-start=\"848\" data-end=\"1096\">This measure responds to worrisome findings: 100% of the cooperatives intervened due to financial or administrative problems showed deficiencies in corporate governance, credit risk or corruption.<\/p>\n<h2 class=\"\" data-start=\"1103\" data-end=\"1137\"><strong>\ud83e\udde9 What does this new standard require?<\/strong><\/h2>\n<h3 class=\"\" data-start=\"1139\" data-end=\"1199\"><strong>1. Voluntary creation of the Technical Consultative Committee.<\/strong><\/h3>\n<p class=\"\" data-start=\"1201\" data-end=\"1363\">Although not mandatory, the creation of the Committee is strongly recommended as a <strong>technical support mechanism<\/strong> for boards of directors. This committee:<\/p>\n<ul>\n<li data-start=\"1367\" data-end=\"1408\">Acts as an advisory and independent body.<\/li>\n<li data-start=\"1367\" data-end=\"1408\">It has no management or representative powers.<\/li>\n<li data-start=\"1367\" data-end=\"1408\">It must be composed of at least 3 <strong>independent members of the cooperative.<\/strong><\/li>\n<\/ul>\n<p>&nbsp;<\/p>\n<h3 class=\"\" data-start=\"1544\" data-end=\"1577\"><strong>2. Profile of members<\/strong><\/h3>\n<p>The members must have<\/p>\n<ul>\n<li>Professional degree.<\/li>\n<li>At least 4 years of experience in risk management, strategic planning or corporate governance.<\/li>\n<li>Be appointed by the Assembly or the Board of Directors, in accordance with the bylaws.<\/li>\n<\/ul>\n<p>&nbsp;<\/p>\n<h3 class=\"\" data-start=\"1824\" data-end=\"1861\"><strong>3. Key functions of the committee<\/strong><\/h3>\n<p>Cooperatives that implement the Committee must <strong>compulsorily consult<\/strong> it before making strategic decisions such as:<\/p>\n<ul>\n<li>Defining risk appetite.<\/li>\n<li>Approving capital investments.<\/li>\n<li>Mergers, alliances or asset transfers.<\/li>\n<li>Launching new products or lines of business.<\/li>\n<li>Acquire real estate that impacts liquidity or solvency.<\/li>\n<\/ul>\n<p>&nbsp;<\/p>\n<p class=\"\" data-start=\"2226\" data-end=\"2377\">In addition, the Board may deviate from the Committee&#8217;s recommendations, but must justify its decision in minutes.<\/p>\n<h2 class=\"\" data-start=\"2791\" data-end=\"2842\"><strong>\ud83d\udd0d Analysis: why is this measure important?<\/strong><\/h2>\n<h3 class=\"\" data-start=\"2844\" data-end=\"2859\"><strong>\u2714\ufe0f Advantages<\/strong><\/h3>\n<ul>\n<li data-start=\"2863\" data-end=\"2918\"><strong>Improves decision-making<\/strong> on strategic issues.<\/li>\n<li data-start=\"2863\" data-end=\"2918\">Strengthens <strong>transparency and accountability.<\/strong><\/li>\n<li data-start=\"2863\" data-end=\"2918\">Reduces operational and reputational risk.<\/li>\n<li data-start=\"2863\" data-end=\"2918\">Promotes a strong corporate governance culture.<\/li>\n<\/ul>\n<p>&nbsp;<\/p>\n<h3 class=\"\" data-start=\"3076\" data-end=\"3088\"><strong>\u26a0\ufe0f Challenges<\/strong><\/h3>\n<ul>\n<li data-start=\"3092\" data-end=\"3166\">Small cooperatives should <strong>adapt their bylaws and regulations.<\/strong><\/li>\n<li data-start=\"3092\" data-end=\"3166\">It is necessary to <strong>train and sensitize<\/strong> boards of directors on the role of the committee.<\/li>\n<li data-start=\"3092\" data-end=\"3166\">Guild articulation is required to facilitate adoption through shared centers.<\/li>\n<\/ul>\n<p>&nbsp;<\/p>\n<p>Circular 75 marks a firm step towards a more technical, preventive and collaborative governance model for financial cooperatives in Colombia. Implementing a Technical Advisory Committee is not only a good practice: <strong>it is an investment in sustainability, trust and long-term projection.<\/strong><\/p>\n<h2 class=\"\" data-start=\"2384\" data-end=\"2448\"><strong>\ud83d\udee0\ufe0f Shared Services Centers: a collaborative option<\/strong><\/h2>\n<p class=\"\" data-start=\"2450\" data-end=\"2784\">For cooperatives with less technical or financial capacity, the Circular allows the implementation of the <strong>Co-Party Committee.<\/strong> This promotes cooperation between entities, improves access to specialized advice and reduces structural gaps in the sector.<\/p>\n<h2 class=\"\" data-start=\"3370\" data-end=\"3406\"><strong>\ud83d\ude80 How can Shareppy help you?<\/strong><\/h2>\n<p class=\"\" data-start=\"3408\" data-end=\"3589\">At Shareppy we accompany cooperatives in digital transformation and institutional strengthening processes. Our <strong>Smart Road<\/strong> and <strong>Digital Credit<\/strong> platforms allow:<\/p>\n<ul>\n<li data-start=\"3593\" data-end=\"3644\">Automate critical credit and portfolio processes.<\/li>\n<li data-start=\"3593\" data-end=\"3644\">Improve internal control.<\/li>\n<li data-start=\"3593\" data-end=\"3644\">Integrate risk decisions with real-time data.<\/li>\n<\/ul>\n<p class=\"\" data-start=\"1093\" data-end=\"1304\"><strong>\ud83d\udce9 Contact us:<\/strong><br data-start=\"1140\" data-end=\"1143\" \/>\ud83d\udc49 <a class=\"\" href=\"https:\/\/www.shareppyinternacional.com\" target=\"_new\" rel=\"noopener\" data-start=\"1146\" data-end=\"1216\">www.shareppyinternacional.com<\/a><br data-start=\"1216\" data-end=\"1219\" \/>\ud83d\udcf1 Write to us at WhatsApp: +57 324 296 5208<br data-start=\"1262\" data-end=\"1265\" \/>\ud83d\udce7 <a class=\"cursor-pointer\" rel=\"noopener\" data-start=\"1268\" data-end=\"1302\">contacto@shareppyinternacional.com<\/a><\/p>\n<p class=\"\" data-start=\"1306\" data-end=\"1400\">\ud83d\udd10 <strong>With Shareppy, your cooperative evolves with security, efficiency and strategic vision.<\/strong><\/p>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/article>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<p>[\/vc_column_text][\/vc_column][\/vc_row]<\/p>\n<\/div>","protected":false},"excerpt":{"rendered":"<p>External Circular 75 promotes the strengthening of good governance in financial cooperatives, find out how to apply it.<\/p>\n","protected":false},"author":3,"featured_media":2566,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"wds_primary_category":28,"_joinchat":[],"footnotes":""},"categories":[28],"tags":[],"class_list":["post-2562","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-news"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.5 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>\ud83e\udde0 External Circular No. 75: New Cooperative Governance Route<\/title>\n<meta name=\"description\" content=\"External Circular 75 promotes the strengthening of good governance in financial cooperatives, find out how to apply it.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/shareppyinternacional.com\/en\/%f0%9f%a7%a0-external-circular-no-75-new-cooperative-governance-route\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"The most common financial frauds in 2025 - Blog\" \/>\n<meta property=\"og:description\" content=\"Discover the most common financial frauds and how to protect your institution. We show you the most dangerous threats and the key technologies to combat them.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/shareppyinternacional.com\/en\/%f0%9f%a7%a0-external-circular-no-75-new-cooperative-governance-route\/\" \/>\n<meta property=\"og:site_name\" content=\"Shareppy Internacional\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/people\/Shareppy-Internacional\" \/>\n<meta property=\"article:published_time\" content=\"2025-05-15T18:34:14+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2025-05-15T18:34:16+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/shareppyinternacional.com\/wp-content\/uploads\/2025\/03\/gradient-ssl-illustration-300x300.png\" \/>\n<meta name=\"author\" content=\"Edgar Hincapi\u00e9\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:creator\" content=\"@Shareppy_Int\" \/>\n<meta name=\"twitter:site\" content=\"@Shareppy_Int\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Edgar Hincapi\u00e9\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"3 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\\\/\\\/shareppyinternacional.com\\\/en\\\/%f0%9f%a7%a0-external-circular-no-75-new-cooperative-governance-route\\\/#article\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/shareppyinternacional.com\\\/en\\\/%f0%9f%a7%a0-external-circular-no-75-new-cooperative-governance-route\\\/\"},\"author\":{\"name\":\"Edgar Hincapi\u00e9\",\"@id\":\"https:\\\/\\\/shareppyinternacional.com\\\/en\\\/#\\\/schema\\\/person\\\/0305f1133c0815c10d18bb967371eedf\"},\"headline\":\"\ud83e\udde0 External Circular No. 75: New Cooperative Governance Route\",\"datePublished\":\"2025-05-15T18:34:14+00:00\",\"dateModified\":\"2025-05-15T18:34:16+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\\\/\\\/shareppyinternacional.com\\\/en\\\/%f0%9f%a7%a0-external-circular-no-75-new-cooperative-governance-route\\\/\"},\"wordCount\":506,\"commentCount\":0,\"publisher\":{\"@id\":\"https:\\\/\\\/shareppyinternacional.com\\\/en\\\/#organization\"},\"image\":{\"@id\":\"https:\\\/\\\/shareppyinternacional.com\\\/en\\\/%f0%9f%a7%a0-external-circular-no-75-new-cooperative-governance-route\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/shareppyinternacional.com\\\/wp-content\\\/uploads\\\/2025\\\/05\\\/5110651.jpg\",\"articleSection\":[\"News\"],\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"CommentAction\",\"name\":\"Comment\",\"target\":[\"https:\\\/\\\/shareppyinternacional.com\\\/en\\\/%f0%9f%a7%a0-external-circular-no-75-new-cooperative-governance-route\\\/#respond\"]}]},{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/shareppyinternacional.com\\\/en\\\/%f0%9f%a7%a0-external-circular-no-75-new-cooperative-governance-route\\\/\",\"url\":\"https:\\\/\\\/shareppyinternacional.com\\\/en\\\/%f0%9f%a7%a0-external-circular-no-75-new-cooperative-governance-route\\\/\",\"name\":\"\ud83e\udde0 External Circular No. 75: New Cooperative Governance Route\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/shareppyinternacional.com\\\/en\\\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\\\/\\\/shareppyinternacional.com\\\/en\\\/%f0%9f%a7%a0-external-circular-no-75-new-cooperative-governance-route\\\/#primaryimage\"},\"image\":{\"@id\":\"https:\\\/\\\/shareppyinternacional.com\\\/en\\\/%f0%9f%a7%a0-external-circular-no-75-new-cooperative-governance-route\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/shareppyinternacional.com\\\/wp-content\\\/uploads\\\/2025\\\/05\\\/5110651.jpg\",\"datePublished\":\"2025-05-15T18:34:14+00:00\",\"dateModified\":\"2025-05-15T18:34:16+00:00\",\"description\":\"External Circular 75 promotes the strengthening of good governance in financial cooperatives, find out how to apply it.\",\"breadcrumb\":{\"@id\":\"https:\\\/\\\/shareppyinternacional.com\\\/en\\\/%f0%9f%a7%a0-external-circular-no-75-new-cooperative-governance-route\\\/#breadcrumb\"},\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\\\/\\\/shareppyinternacional.com\\\/en\\\/%f0%9f%a7%a0-external-circular-no-75-new-cooperative-governance-route\\\/\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\\\/\\\/shareppyinternacional.com\\\/en\\\/%f0%9f%a7%a0-external-circular-no-75-new-cooperative-governance-route\\\/#primaryimage\",\"url\":\"https:\\\/\\\/shareppyinternacional.com\\\/wp-content\\\/uploads\\\/2025\\\/05\\\/5110651.jpg\",\"contentUrl\":\"https:\\\/\\\/shareppyinternacional.com\\\/wp-content\\\/uploads\\\/2025\\\/05\\\/5110651.jpg\",\"width\":2000,\"height\":2000,\"caption\":\"Gobierno Cooperativo\"},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\\\/\\\/shareppyinternacional.com\\\/en\\\/%f0%9f%a7%a0-external-circular-no-75-new-cooperative-governance-route\\\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\\\/\\\/shareppyinternacional.com\\\/en\\\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"\ud83e\udde0 External Circular No. 75: New Cooperative Governance Route\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\\\/\\\/shareppyinternacional.com\\\/en\\\/#website\",\"url\":\"https:\\\/\\\/shareppyinternacional.com\\\/en\\\/\",\"name\":\"Shareppy Internacional\",\"description\":\"Soluciones Tecnol\u00f3gicas para el Sector Financiero, Banca, Cooperativas, Cajas de Compensaci\u00f3n, Microfinancieras.\",\"publisher\":{\"@id\":\"https:\\\/\\\/shareppyinternacional.com\\\/en\\\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\\\/\\\/shareppyinternacional.com\\\/en\\\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"en-US\"},{\"@type\":\"Organization\",\"@id\":\"https:\\\/\\\/shareppyinternacional.com\\\/en\\\/#organization\",\"name\":\"Shareppy Internacional\",\"url\":\"https:\\\/\\\/shareppyinternacional.com\\\/en\\\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\\\/\\\/shareppyinternacional.com\\\/en\\\/#\\\/schema\\\/logo\\\/image\\\/\",\"url\":\"https:\\\/\\\/shareppyinternacional.com\\\/wp-content\\\/uploads\\\/2024\\\/11\\\/shareppy-int-seo.png\",\"contentUrl\":\"https:\\\/\\\/shareppyinternacional.com\\\/wp-content\\\/uploads\\\/2024\\\/11\\\/shareppy-int-seo.png\",\"width\":1200,\"height\":675,\"caption\":\"Shareppy Internacional\"},\"image\":{\"@id\":\"https:\\\/\\\/shareppyinternacional.com\\\/en\\\/#\\\/schema\\\/logo\\\/image\\\/\"},\"sameAs\":[\"https:\\\/\\\/www.facebook.com\\\/people\\\/Shareppy-Internacional\",\"https:\\\/\\\/x.com\\\/Shareppy_Int\",\"https:\\\/\\\/www.instagram.com\\\/shareppy_int\\\/\",\"https:\\\/\\\/co.linkedin.com\\\/company\\\/shareppy-internacional\"]},{\"@type\":\"Person\",\"@id\":\"https:\\\/\\\/shareppyinternacional.com\\\/en\\\/#\\\/schema\\\/person\\\/0305f1133c0815c10d18bb967371eedf\",\"name\":\"Edgar Hincapi\u00e9\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/487fad19bf2a7f747a318a80bbca5590cb32d0c4664bdf927e29b2f3ebd3f916?s=96&d=mm&r=g\",\"url\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/487fad19bf2a7f747a318a80bbca5590cb32d0c4664bdf927e29b2f3ebd3f916?s=96&d=mm&r=g\",\"contentUrl\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/487fad19bf2a7f747a318a80bbca5590cb32d0c4664bdf927e29b2f3ebd3f916?s=96&d=mm&r=g\",\"caption\":\"Edgar Hincapi\u00e9\"},\"url\":\"https:\\\/\\\/shareppyinternacional.com\\\/en\\\/author\\\/adminedgar\\\/\"}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"\ud83e\udde0 External Circular No. 75: New Cooperative Governance Route","description":"External Circular 75 promotes the strengthening of good governance in financial cooperatives, find out how to apply it.","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/shareppyinternacional.com\/en\/%f0%9f%a7%a0-external-circular-no-75-new-cooperative-governance-route\/","og_locale":"en_US","og_type":"article","og_title":"The most common financial frauds in 2025 - Blog","og_description":"Discover the most common financial frauds and how to protect your institution. We show you the most dangerous threats and the key technologies to combat them.","og_url":"https:\/\/shareppyinternacional.com\/en\/%f0%9f%a7%a0-external-circular-no-75-new-cooperative-governance-route\/","og_site_name":"Shareppy Internacional","article_publisher":"https:\/\/www.facebook.com\/people\/Shareppy-Internacional","article_published_time":"2025-05-15T18:34:14+00:00","article_modified_time":"2025-05-15T18:34:16+00:00","og_image":[{"url":"https:\/\/shareppyinternacional.com\/wp-content\/uploads\/2025\/03\/gradient-ssl-illustration-300x300.png","type":"","width":"","height":""}],"author":"Edgar Hincapi\u00e9","twitter_card":"summary_large_image","twitter_creator":"@Shareppy_Int","twitter_site":"@Shareppy_Int","twitter_misc":{"Written by":"Edgar Hincapi\u00e9","Est. reading time":"3 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/shareppyinternacional.com\/en\/%f0%9f%a7%a0-external-circular-no-75-new-cooperative-governance-route\/#article","isPartOf":{"@id":"https:\/\/shareppyinternacional.com\/en\/%f0%9f%a7%a0-external-circular-no-75-new-cooperative-governance-route\/"},"author":{"name":"Edgar Hincapi\u00e9","@id":"https:\/\/shareppyinternacional.com\/en\/#\/schema\/person\/0305f1133c0815c10d18bb967371eedf"},"headline":"\ud83e\udde0 External Circular No. 75: New Cooperative Governance Route","datePublished":"2025-05-15T18:34:14+00:00","dateModified":"2025-05-15T18:34:16+00:00","mainEntityOfPage":{"@id":"https:\/\/shareppyinternacional.com\/en\/%f0%9f%a7%a0-external-circular-no-75-new-cooperative-governance-route\/"},"wordCount":506,"commentCount":0,"publisher":{"@id":"https:\/\/shareppyinternacional.com\/en\/#organization"},"image":{"@id":"https:\/\/shareppyinternacional.com\/en\/%f0%9f%a7%a0-external-circular-no-75-new-cooperative-governance-route\/#primaryimage"},"thumbnailUrl":"https:\/\/shareppyinternacional.com\/wp-content\/uploads\/2025\/05\/5110651.jpg","articleSection":["News"],"inLanguage":"en-US","potentialAction":[{"@type":"CommentAction","name":"Comment","target":["https:\/\/shareppyinternacional.com\/en\/%f0%9f%a7%a0-external-circular-no-75-new-cooperative-governance-route\/#respond"]}]},{"@type":"WebPage","@id":"https:\/\/shareppyinternacional.com\/en\/%f0%9f%a7%a0-external-circular-no-75-new-cooperative-governance-route\/","url":"https:\/\/shareppyinternacional.com\/en\/%f0%9f%a7%a0-external-circular-no-75-new-cooperative-governance-route\/","name":"\ud83e\udde0 External Circular No. 75: New Cooperative Governance Route","isPartOf":{"@id":"https:\/\/shareppyinternacional.com\/en\/#website"},"primaryImageOfPage":{"@id":"https:\/\/shareppyinternacional.com\/en\/%f0%9f%a7%a0-external-circular-no-75-new-cooperative-governance-route\/#primaryimage"},"image":{"@id":"https:\/\/shareppyinternacional.com\/en\/%f0%9f%a7%a0-external-circular-no-75-new-cooperative-governance-route\/#primaryimage"},"thumbnailUrl":"https:\/\/shareppyinternacional.com\/wp-content\/uploads\/2025\/05\/5110651.jpg","datePublished":"2025-05-15T18:34:14+00:00","dateModified":"2025-05-15T18:34:16+00:00","description":"External Circular 75 promotes the strengthening of good governance in financial cooperatives, find out how to apply it.","breadcrumb":{"@id":"https:\/\/shareppyinternacional.com\/en\/%f0%9f%a7%a0-external-circular-no-75-new-cooperative-governance-route\/#breadcrumb"},"inLanguage":"en-US","potentialAction":[{"@type":"ReadAction","target":["https:\/\/shareppyinternacional.com\/en\/%f0%9f%a7%a0-external-circular-no-75-new-cooperative-governance-route\/"]}]},{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/shareppyinternacional.com\/en\/%f0%9f%a7%a0-external-circular-no-75-new-cooperative-governance-route\/#primaryimage","url":"https:\/\/shareppyinternacional.com\/wp-content\/uploads\/2025\/05\/5110651.jpg","contentUrl":"https:\/\/shareppyinternacional.com\/wp-content\/uploads\/2025\/05\/5110651.jpg","width":2000,"height":2000,"caption":"Gobierno Cooperativo"},{"@type":"BreadcrumbList","@id":"https:\/\/shareppyinternacional.com\/en\/%f0%9f%a7%a0-external-circular-no-75-new-cooperative-governance-route\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/shareppyinternacional.com\/en\/"},{"@type":"ListItem","position":2,"name":"\ud83e\udde0 External Circular No. 75: New Cooperative Governance Route"}]},{"@type":"WebSite","@id":"https:\/\/shareppyinternacional.com\/en\/#website","url":"https:\/\/shareppyinternacional.com\/en\/","name":"Shareppy Internacional","description":"Soluciones Tecnol\u00f3gicas para el Sector Financiero, Banca, Cooperativas, Cajas de Compensaci\u00f3n, Microfinancieras.","publisher":{"@id":"https:\/\/shareppyinternacional.com\/en\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/shareppyinternacional.com\/en\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"en-US"},{"@type":"Organization","@id":"https:\/\/shareppyinternacional.com\/en\/#organization","name":"Shareppy Internacional","url":"https:\/\/shareppyinternacional.com\/en\/","logo":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/shareppyinternacional.com\/en\/#\/schema\/logo\/image\/","url":"https:\/\/shareppyinternacional.com\/wp-content\/uploads\/2024\/11\/shareppy-int-seo.png","contentUrl":"https:\/\/shareppyinternacional.com\/wp-content\/uploads\/2024\/11\/shareppy-int-seo.png","width":1200,"height":675,"caption":"Shareppy Internacional"},"image":{"@id":"https:\/\/shareppyinternacional.com\/en\/#\/schema\/logo\/image\/"},"sameAs":["https:\/\/www.facebook.com\/people\/Shareppy-Internacional","https:\/\/x.com\/Shareppy_Int","https:\/\/www.instagram.com\/shareppy_int\/","https:\/\/co.linkedin.com\/company\/shareppy-internacional"]},{"@type":"Person","@id":"https:\/\/shareppyinternacional.com\/en\/#\/schema\/person\/0305f1133c0815c10d18bb967371eedf","name":"Edgar Hincapi\u00e9","image":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/secure.gravatar.com\/avatar\/487fad19bf2a7f747a318a80bbca5590cb32d0c4664bdf927e29b2f3ebd3f916?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/487fad19bf2a7f747a318a80bbca5590cb32d0c4664bdf927e29b2f3ebd3f916?s=96&d=mm&r=g","contentUrl":"https:\/\/secure.gravatar.com\/avatar\/487fad19bf2a7f747a318a80bbca5590cb32d0c4664bdf927e29b2f3ebd3f916?s=96&d=mm&r=g","caption":"Edgar Hincapi\u00e9"},"url":"https:\/\/shareppyinternacional.com\/en\/author\/adminedgar\/"}]}},"_links":{"self":[{"href":"https:\/\/shareppyinternacional.com\/en\/wp-json\/wp\/v2\/posts\/2562","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/shareppyinternacional.com\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/shareppyinternacional.com\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/shareppyinternacional.com\/en\/wp-json\/wp\/v2\/users\/3"}],"replies":[{"embeddable":true,"href":"https:\/\/shareppyinternacional.com\/en\/wp-json\/wp\/v2\/comments?post=2562"}],"version-history":[{"count":5,"href":"https:\/\/shareppyinternacional.com\/en\/wp-json\/wp\/v2\/posts\/2562\/revisions"}],"predecessor-version":[{"id":2577,"href":"https:\/\/shareppyinternacional.com\/en\/wp-json\/wp\/v2\/posts\/2562\/revisions\/2577"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/shareppyinternacional.com\/en\/wp-json\/wp\/v2\/media\/2566"}],"wp:attachment":[{"href":"https:\/\/shareppyinternacional.com\/en\/wp-json\/wp\/v2\/media?parent=2562"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/shareppyinternacional.com\/en\/wp-json\/wp\/v2\/categories?post=2562"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/shareppyinternacional.com\/en\/wp-json\/wp\/v2\/tags?post=2562"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}